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Discover patterns in your spending and tackle the source of bad money habits by journaling throughout your “total money makeover” process. Now in bullet journal format!
Take back control over your spending and transform bad habits into good ones by writing down anything significant that happens to you each day. Your emotions, relationship issues, setbacks, victories, life changes – anything. Then, take a look at the patterns you see. Do you tend to spend more when you’re stressed? Do you eat out more often when you don’t get enough sleep? The source of habits that are hindering your financial peace may not be what you think.
When Dave Ramsey was experiencing his own “total money makeover,” he found that journaling was an effective way to see the big picture – even while in the midst of challenging days.
Now in a bullet journal format with prompts for recording victories and setbacks, the Total Money Makeover Journal is a tool for those who are ready to transform their financial situation and establish healthy spending habits for good. This journal makes a great gift for anyone seeking to get out of debt or become financially independent, as well as students and young adults on tight budgets or who want to establish smart buying principles early on in life.
Features Include:
Matte black cloth-covered hardcoverGold page marking ribbonA different motivational quote on each pageSpace to record number of days with a win, goals for each day, and reasons to keep goingFlexible bullet journal-formatted space to write or draw
“The immediate benefits of writing everything down are twofold. First, writing helps you process the problems and victories. The second immediate benefit of journaling is that you can reread your entry just days – even months – later and gain vital perspective on your progress.” – Dave Ramsey
From the brand
Dave Ramsey gets it.
After battling his way out of bankruptcy and millions of dollars of debt, Dave set out to change the toxic money culture for good.
The Total Money Makeover Suite
Real stories from real people
When you read the stories in this book, you will read not about mathematics or magic systems, but about changed lives. You will read about transformed marriages and relationships. Because when you change your life, you really change your life.
What could you be saving up for?
“We are currently building up our emergency fund and saving up for a down payment on a house. When we finally decide where we want to settle down, it will be nice to have the money to make the change!”
Vaneesa (age 30) and Jared (age 28) Smith
Imagine the weight of debt lifted…
“It’s unbelievable the feeling of freedom that comes when you don’t have the weight of payments hanging over your head. We can now focus on saving for retirement entirely and start really living!”
Carla (age 38) and Joe (age 43) Schubeck
Dave’s promise
IF YOU WILL LIVE LIKE NO ONE ELSE, LATER YOU CAN LIVE LIKE NO ONE ELSE.
Publisher : Thomas Nelson
Publication date : December 3, 2019
Language : English
Print length : 192 pages
ISBN-10 : 1404110070
ISBN-13 : 978-1404110076
Item Weight : 1 pounds
Dimensions : 5.9 x 0.9 x 8.8 inches
Best Sellers Rank: #284,103 in Books (See Top 100 in Books) #167 in Christian Stewardship (Books) #387 in Retirement Planning (Books) #795 in Budgeting & Money Management (Books)
Customer Reviews: 4.5 4.5 out of 5 stars (162) var dpAcrHasRegisteredArcLinkClickAction; P.when(‘A’, ‘ready’).execute(function(A) { if (dpAcrHasRegisteredArcLinkClickAction !== true) { dpAcrHasRegisteredArcLinkClickAction = true; A.declarative( ‘acrLink-click-metrics’, ‘click’, { “allowLinkDefault”: true }, function (event) { if (window.ue) { ue.count(“acrLinkClickCount”, (ue.count(“acrLinkClickCount”) || 0) + 1); } } ); } }); P.when(‘A’, ‘cf’).execute(function(A) { A.declarative(‘acrStarsLink-click-metrics’, ‘click’, { “allowLinkDefault” : true }, function(event){ if(window.ue) { ue.count(“acrStarsLinkWithPopoverClickCount”, (ue.count(“acrStarsLinkWithPopoverClickCount”) || 0) + 1); } }); });
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